Auction Financing

Kissimmee, FL Auction Equipment Financing

Attending a major equipment auction in Kissimmee? Whether you're bidding at Ritchie Bros, Jeff Martin Auctioneers, or Yoder & Frey, Smart Business Credit makes it easy to get funding before the bidding starts. We support buyers across Florida with fast, flexible financing, so you can stay focused on bidding without the stress of last-minute money issues.

Secure Funding Before You Bid

Auction days in Kissimmee move quickly, and buyers often lose deals while waiting on financing. That’s why we provide same-day approvals before the auction even starts.

What you get

  • Same-day approvals, often in under 1 hour
  • No hard credit pull to apply
  • Financing from $5,000 to $250,000 (confirmation required for this)
  • Support for used or new equipment
  • Flexible terms for startups and small businesses

Whether you’re bidding on construction gear, agriculture equipment, or fleet upgrades, we’ve got your financing covered.


Auction Financing

Finance Options for Florida Auction Buyers

With auction events held at 201 S. Hoagland Blvd., Kissimmee has become a key location for buyers across the Southeast. We understand the speed and simplicity Florida buyers need.

We offer

  • Equipment loans with fixed monthly payments
  • Lease-to-own options
  • Early buyout flexibility
  • Support for online and in-person bidders

Our team works closely with auction attendees to eliminate financing delays—before, during, and after the sale.


Auction Financing

Fast, Easy Approval Process

Step 1:

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Fill out a simple online application

Step 2:

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Soft credit pull no impact on score

Step 3:

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Get approved in under an hour

Step 4:

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Bid confidently at the auction

Why Florida Buyers Choose Smart Business Credit

We specialize in auction equipment financing and support buyers at all three major Kissimmee auctions. We’re not a big bank, we’re fast, personal, and built for real buyers.

Why work with us?

  • Real human support,no bots
  • Startup-friendly plans
  • Transparent terms no hidden charges
  • Quick answers when you need them most

Our reputation is built on helping Florida buyers move fast and close deals on deadline.


Auction Financing

Frequently Asked Questions

Can I finance used equipment?

Yes. Most auction gear is used and we finance it every day.


Do I need good credit?

Not necessarily. We accept most credit backgrounds and only run a soft pull.


What’s the loan range?

We fund between $5,000 to $250,000

Can I apply as a startup?

Yes. We regularly fund startups, owner-operators, and small businesses.


What if I’m bidding online?

No problem. Our financing applies whether you’re on-site or remote.

Auction Financing

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Apply Today and Be Ready

Auction deals move fast in Kissimmee. Don’t wait until the last minute to find financing. Apply today with Smart Business Credit and walk into the auction confident, approved, and ready to win the equipment your business needs.


Office Business Hours
Mon–Sat: 9 AM–5 PM
Sunday: Closed

24/7 availability for quotes.


Based in Philadelphia