Specialty Equipment Financing
What do we finance?
We fund a wide range of new and used specialty business equipment, including:
- Dumpsters and trash containers
- Billboards and signage equipment
- Commercial drones and aerial imaging gear
- Portable restrooms and sanitation units
- Storage containers and jobsite trailers
- Lighting towers and surveillance systems
- Fencing panels and crowd control equipment
- Other unique business essential assets
- Contact us
Who we help?
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From dumpsters to drones, having the right equipment is essential to operating efficiently and staying competitive. At Smart Business Credit, we help businesses secure fast, flexible financing for specialty equipment — with no hard credit check required to apply. Whether you're launching a new venture or scaling operations, we'll match you with the right loan or lease to keep you moving forward.
Where You Can Buy Equipment
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We offer financing for specialty equipment sourced from: Local and national vendors or manufacturers Online equipment marketplaces Heavy equipment auctions (pre-approvals available) Private sellers and liquidation sales Already have a quote? Send it over. Still searching? We’ll help guide your purchase.
Financing Options
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Equipment Loans Own the asset from day one — ideal for long-term business essentials. Lease-to-Own Financing Flexible structures, lower upfront cost, and an option to buy at term end — great for managing cash flow. Used & Auction Financing Get approved before bidding or buying used gear. We accept private party and auction purchases.
How It Works
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Step 1: Apply Online Takes just minutes — and no hard credit check. Step 2: Get Approved Fast We’ll review your info and send tailored financing options — as quick as 1h. Step 3: Finalize and Fund We handle payment to the seller so you can get the equipment to work ASAP.
Why Choose Smart Business Credit
- Approvals in 24 hours or less
- All credit types and startups welcome
- Private seller and auction financing allowed
- Programs from $20,000 to $500,000+
- Flexible terms tailored to your operations
- Real support from specialists who understand your needs
Whether you're buying dumpsters, lighting towers, or drones — we’re here to get you funded fast.
Frequently Asked Questions
Do you finance used or auction equipment?
Yes! We fund used equipment from auctions, resellers, and private sellers.
Can startups or small businesses qualify?
Absolutely. We work with new businesses and sole proprietors every day.
What amounts can I finance?
We finance from $20,000 up to $500,000+, depending on your needs.
Is there a hard credit check to apply?
No — our pre-approval process has no impact on your credit score.
How fast is the process?
Most approvals happen within 24 hours. Funding follows shortly after.
